Question 46

Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely to default will receive frequent payment reminder calls, while those who are less likely to default will not receive payment reminders.
Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?
  • Question 47

    The Cable Communications Policy Act of 1984 requires which activity?
  • Question 48

    Which of the following laws is NOT involved in the regulation of employee background checks?
  • Question 49

    John, a California resident, receives notification that a major corporation with $500 million in annual revenue has experienced a data breach. John's personal information in their possession has been stolen, including his full name and social security numb. John also learns that the corporation did not have reasonable cybersecurity measures in place to safeguard his personal information.
    Which of the following answers most accurately reflects John's ability to pursue a legal claim against the corporation under the California Consumer Privacy Act (CCPA)?
  • Question 50

    What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?