The approved superannuation fund has to deposit all the contributions received from the employer

Suppose X and Y are Father and Son respectively ,so when Y was a minor X advanced Rs 10,000 to him.
After Y becoming major X obtains a bond for Rs 20000 ,which is much larger than the original amount due from Y,by using his parental influence.The contract stands voidable because the consent is caused by:

Pure premium and Loss Ratio methods are two methods to determine

Hybrid deposit is a type of

Mr.Tiwari is the sole income earner in the family. Mrs. Tiwari is a homemaker. They are aged 40 and 36 respectively. Life expectancy for both of them is another 40 years. They have no children. Other information you have is:
Current investment portfolio Rs. 20 lakh, Estimated final expenses - Rs. 1 lakh, present annual expenses- Rs 4 lakhs (including 1 lakh MrTiwari's personal expenses), Mr. Tiwari's post tax income in hand is Rs 3.5 lakhs.
Assume a post tax; and post inflation rate, the discounting factor is 4%. Calculate the insurance requirement under the Needs Based Method.