Online Access Free NY-Life-Accident-and-Health Practice Test

Which of the following is a life insurance contract written on the life of an individual?

• A.Insurance.
• B.Single-Life Insurance.
• C.Survivorship Policy.
• D.Joint Life Contract.

The Group Life Underwriting risk selection process helps protect insurers from

• A.risk underwriting.
• B.risk selection.
• C.medical underwriting.
• D.adverse selection.

An insurer monitors the care an insured is receiving in the hospital to be sure that everything is proceeding according to schedule. This BEST describes

• A.precertification authorization.
• B.concurrent review.
• C.benefit checking.
• D.claims adjudication.

The PRIMARY purpose of respite care is to

• A.provide counseling services to the patient ' s primary caregiver.
• B.ensure that the patient gets some skilled care.
• C.provide temporary relief to the patient ' s primary caregiver.
• D.provide the patient with social opportunities.

A single contract for group medical insurance issued to an employer is known as

• A.a master policy.
• B.a certificate policy.
• C.an employer policy.
• D.a group policy.