Explanation
Incident response is the process through which security or operational issues are handled, including and coordination with and communication to the appropriate stakeholders. None of the other terms provided is the correct response.

Directive 95/46/EC is titled "On the protection of individuals with regard to the processing of personal data and on the free movement of such data."

Explanation/Reference:
Explanation:
Data loss prevention (DLP) extends the capabilities for data protection beyond the standard and traditional security controls that are offered by operating systems, application containers, and network devices. DLP is not specifically implemented to counter malicious insiders, and would not be particularly effective in doing so, because a malicious insider with legitimate access would have other ways to obtain data. DLP is a set of practices and controls to manage and minimize risk, comply with regulatory requirements, and show due diligence with the protection of data.

Explanation
With SaaS, the application is a shared responsibility between the cloud provider and cloud customer. Although the cloud provider is responsible for deploying, maintaining, and securing the application, the cloud customer does carry some responsibility for the configuration of users and options. Regardless of the cloud service category used, the physical environment is always the sole responsibility of the cloud provider. With all cloud service categories, the data and governance are always the sole responsibility of the cloud customer.